Most people do not know or care about the insurance filing a physician practice does for them, unless it is wrong and the insurance does not pay for their services. Effective October 1, 2015; the codes a physician has to use is going from about 17,000 to 154,000+. This is going to have a negative impact on physician practices, and may affect your insurance plan covered services, and possibly payments. Whether physician practices will be ready for this is uncertain. What is certain, is that both the physician and patients are going to have more confusion.
Category Archives: Consumer – Patient
Consumer – Patient
Obamacare; Alive & Well
I am sure by now everyone knows that the Supreme Court, by a vote of 6-3, ruled that everyone gets to keep their Obamacare subsidies; and ask for more. Santa Claus never takes back the gifts once they are delivered. In my opinion, the Supreme Court decided that “Good Intentions” are more important than the Constitution, the law, and the actual meaning of the written word; whether it is actually good for the Country and the Citizens or not. I agree that there are those who need help with health care expenses; I just think there are better ways to do it. Remember, the Supreme court also ruled that Obamacare is a new “Tax” and “Tax Credit”; not a subsidy, insurance benefit, or something else. This means that the National Debt will increase by another $1.7 Trillion dollars; and that the burdensome costs of Obamacare/IRS compliance remains in place for you and your employer. Happy 4th of July.
Take Charge Of Your Healthcare
Are you and your family worth $.67 per day? Healthcare has changed forever. You need to take charge of your healthcare now. For $.67 per day, iPersonal Health Centers (iPHC) Members have free access to Health Advocate and to Teladoc. Click “Video” to watch and learn about Health Advocate and Teladoc. Then click “Solutions”, and then “Individual” to learn about iPHC Membership and all the benefits. Contact us if you have questions. Your health and that of your family require you to become proactive now!
The ABC’s Of Obamacare
We are past January 1, 2015. Obamacare 2015 reports will be due just like 2015 W-2’s will be due in January 2016. Do you know your A-B-C’s of Sections 6055 & 6056 with Forms 1094 & 1095 reporting? You need to learn! It is 2015 monthly data for each employee that large employers and self-insured employers have to report in 2016; including many 50-99 size employers who thought they were exempt. All size employers have to provide notices. Individuals also have to report on their 2015 personal returns and reconcile their subsidies like they did in 2014; some owed money back to the government for 2014. The full impact of the Obamacare compliance and reporting began in earnest January 1, 2015. The penalties are significant and non-deductible.
Future Healthcare Access
Just because you have health insurance does not mean you have access to healthcare. There is, and will continue to be a doctor shortage. There will also be more “Restricted Networks” with the new “Exchange” insurance products. Getting access to a doctor in a timely manner will become more difficult. You will need to take charge of your healthcare to get the right care; at the right time; at the right price. Having an “Advocate” and access to “Telemedicine” will become vital tools for you. Look at the iPersonal Health Centers information on the BizAdvantix website as well as the Health Advocate and Teladoc videos on the site. Contact me if you have questions.
Individual
Join iPHC Today
Take Charge of Your Healthcare
iPHC is a Consumer-Patient Organization where you Take Charge of Your Healthcare for you and your family. Through its resources, discounts and nationally recognized strategic partners, iPHC can provide personalized guidance and benefits for you and your family based on the individual life stages and health needs of each person, and supplement your healthcare services.
- Optimize your personal health
- Reduce your healthcare costs
- Earn money helping people get healthy
Below are links to flyers that provide additional information on these services.
Health Quest
At the monthly fee of $19.99, less than a dollar a day, you receive comprehensive benefits for you and your family.
Health Quest
Your Healthy Life Treasure Map
Wisdom Quest ™
The goal of your iPHC Wisdom Quest™ is to obtain the necessary knowledge you will need to make your journey a success. The following are the first steps you need to start on your Wisdom Quest™.
- Request and obtain a paper copy of all your medical files from all your medical providers
- Complete your iPHC Personal Health Record (PHR) using your paper information
- Complete your iPHC Emergency Record; carry it with you & give a copy to those who need it
- Assign access rights to sections of your PHR to those who need your information
- Use the iPHC Health Advocate education & support tools to optimize your healthcare knowledge
- Use your iPHC Health Quest Guide™ to assist you on your Wisdom Quest™
Wellness Quest ™
A healthy body and mind are your greatest assets on your quest for a healthy and prosperous life. The following are the first steps you need to take to complete your Wellness Quest™.
- Complete your iPHC Health Advocate Wellness Profile™
- Obtain & review your iPHC Health Advocate Wellness Profile™ scores
- Review each section of the iPHC Health Advocate Wellness Profile™ on how to improve your health
- Make contact with your iPHC Health Advocate Wellness Coach™ & develop a Wellness Program
- Sign-up for the iPHC TSFL Optimal Health™ nutritional program
- Use your iPHC Health Quest Guide™ to assist you on your Wellness Quest™
Wealth Quest ™
Stay engaged in your health, health services, and health finances to be healthier & save money. Reduce your need for healthcare services to reduce your healthcare costs, and improve the quality and length of your life.
- Save money with iPHC Discounts™ & iPHC Telemedicine™ programs on the BizAdvantix website
- Use the iPHC Health Protection Costs Ratio Service™ to review your health insurance options
- Become an iPHC Member & use the iPHC Navigator programs to save money
- Become an iPHC Healthy Life Associate™ to earn extra money and help others on their journey
- Use the iPHC Health Advocate Cost Estimator™ for non-emergency medical expense planning
- Use your iPHC Health Quest Guide™ to assist you on your Wealth Quest™
CONGRATULATIONS!! YOU HAVE SUCCESSFULLY TAKEN CHARGE OF YOUR HEALTHCARE
At iPHC, it’s about the: Right Care, at the Right Time, at the Right Costs
At the monthly fee of $19.99, less than a dollar a day, you receive comprehensive benefits for you and your family.
iPHC Overview
At iPHC, we focus on Wisdom, Wellness, & Wealth for you and your family. With iPHC resources and tools, you can create your own Personally Directed Healthcare Program. The extensive and growing iPHC Benefits can save you hundreds and potentially thousands of dollars a year on your healthcare; and help you achieve a healthier lifestyle. The best way to reduce your healthcare costs is to stay healthy and require less healthcare services. Good Health Is One Of Your Greatest Assets.
Your iPHC Membership with your iPHC Navigator program is focused on being a resource for you to have access to personal healthcare that is The Right Care, at The Right Time, at The Right Costs. iPHC is a Consumer-Patient membership organization that offers assistance in managing your healthcare services through its selected strategic partnering with nationally recognized providers for services that includes:
- Teladoc – pre-authorized, 24/7/365 Access to Board Certified Physicians through the iPHC Telemedicine services
- iPHC Personal Advocate program through Health Advocate, a national health advocacy leader
- Wellness and Nutrition Coaching Programs
- Counseling Services
- Free RX discount program and Cash Back Rewards Shopping program
The iPHH Virtual Health Home is focused on providing an exclusive online virtual community where the iPHC Members can access healthcare resources and support for themselves and their entire family. The iPersonal Health Home (iPHH) site also offers you access to extensive discount programs, healthcare resources, community networking, and much more. Learn more under the “APPs” section of the site.
Take Charge of Your Healthcare Today for you and your family for less than a dollar a day, & Save Money at the same time.
Click on the button below to register to become an iPHC Member. You will also find a Discount Rx Card, Free Coupons, Cash Back Programs, and more under the “APPs” section.
If for some reason you have any difficulty registering, or if you wish to register over the phone; please call 1-855-521-5310. You can also reach us at info@ipersonalhealthcenters.com.
At the monthly fee of $19.99, less than a dollar a day, you receive comprehensive benefits for you and your family.
BizAdvantix Cash Rewards
BizAdvantix Cash Rewards
BizAdvantix Cash Rewards is our Free program for you as our thanks for visiting our website. This program is in addition to our Free iPHC Discount Rx Card. We know your time is valuable, and we want to show our appreciation for your time. In addition to our other money saving programs, BizAdvantix Cash Rewards can actually provide you Cash to cover your healthcare and other key expenses; just by making your normal everyday purchases through our site. Our iPHC Navigator program provides our iPHC Members even additional Cash Rewards through this program. This Cash Rewards program is free and open to anyone. You do not have to be a member, although iPHC members receive additional savings and benefits.
Start getting cash back on virtually all your online shopping. By shopping with the BizAdvantix Shopping Assistant, you earn up to 40% cash back at over 5,000 online retailers. This cash back is in addition to your credit card miles or points, in addition to free shipping and in addition to most store-provided coupon codes. There is no limit to how much cash back you can earn. Even get cash back on top of Groupon discounts!
Learn more by viewing this video along with the additional videos on the video page of this site. Contact us if you would like to have a company or group benefit program offering additional cash rewards.
More about iPHC Membership
iPersonal Health Centers is a membership organization that allows you to Take Charge of Your Healthcare & Save Money. We do this through our strategic partnering with the top healthcare services companies to provide our members free or discounted services. BizAdvantix Cash Rewards is just one of these top rated services included with your iPHC Membership as part of your iPHC Navigator benefits program.
Teladoc
iPersonal Health Centers is a membership organization that allows you to Take Charge of Your Healthcare & Save Money. We do this through our strategic partnering with the top healthcare services companies to provide our members free or discounted services. Teladoc is just one of these top rated services included with your iPHC Membership as part of your iPHC Navigator benefits program.
Teladoc’s U.S. board-certified doctors can resolve many of your medical issues, 24/7/365, via phone or online video consults from wherever you happen to be. It’s health care on your terms – simple as that.
All of the doctors in our national network are U.S. board-certified family practitioners, PCPs, pediatricians and internists who use electronic health records to diagnose, treat, and write prescriptions, when necessary. Our quality process meets National Committee for Quality Assurance (NCQA) standards. Teladoc doctors are credentialed every three years.
In recent years we’ve seen telehealth and telemedicine enter the mainstream and is regarded as part of a national health care solution. Industry experts have championed Teladoc as a convenient, affordable way for patients to access telehealth services.
If you’re having trouble getting in to see your existing doctor, our U.S. board-certified, state-licensed doctors can diagnose, recommend treatment, and prescribe medication for many of your medical issues.
If appropriate, the Teladoc doctor can write a short-term prescription and have it sent to the pharmacy of your choice.
Whether on vacation or traveling for work, or traveling internationally, Teladoc is there for you 24/7 wherever you may be. Teladoc offers you a free EHR that stores all of your personal health information in one secure place online. You can use this to keep your medical history up-to-date and share with your other health care providers.
Teladoc is a fast, convenient alternative to waiting days for an appointment or spending hours sitting in the doctor’s office, urgent care clinic or emergency room.
To learn more about Teladoc you can watch this video, view more videos on the video page of this site or visit the Teladoc website here.
At the monthly fee of $19.99, less than a dollar a day, you receive comprehensive benefits for you and your family.